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The Homebuyer’s Justice Toolkit
Protect Yourself from Lending Discrimination & Navigate the Mortgage Process with Confidence
Buying a home shouldn’t feel like walking into a trap. But for many first-time buyers—especially in Black and Brown communities—lending discrimination is still a real threat.
This downloadable toolkit gives you everything you need to prepare, protect, and advocate for yourself during the homebuying process.
What’s Inside:
A mortgage readiness checklist
A printable “Lender Interview” sheet to ask the right questions
A breakdown of your legal rights under federal housing laws
Real complaint letter templates if you face discrimination
A personal incident log to track shady behavior
A curated list of free housing help agencies
Community action steps to help others
Whether you're just starting your home buying journey or trying to make sense of a recent experience, this toolkit arms you with knowledge and tools to fight back.
Why It Matters:
Black and Latino home buyers are still denied mortgages at disproportionate rates—even with good credit. Predatory lending. Loan steering. Biased evaluations. It happens.
This toolkit helps you spot the red flags, ask smarter questions, and assert your rights. You're not just buying a home—you're claiming justice.